MedPoint Prescription Profiling Overview

Reduce underwriting time and capture lost revenue

The underwriting time from application to policy issuance can be lengthy and costly, giving an individual or group ample opportunity to pursue other options. By obtaining a medical profile in just minutes, your underwriters can generate a quote or issue a policy more quickly, putting you in a better position to capitalize on a prospective buyer’s interest.

OptumInsight MedPoint is designed to …

• Accelerate the underwriting process
• Improve risk assessment
• Assess the accuracy of health statements
• Discover undisclosed doctors or conditions
• Improve morbidity experience

Better understand future losses, predict ongoing expense

OptumInsight MedPoint surrounds pharmacy claims data with intelligence to create usable and actionable information. By increasing understanding of potential disease conditions and relative risk, MedPoint enables underwriters to more accurately project future claims costs on a case-by-case basis.

Underwrite more effectively

• Identify high-risk individuals
• Predict ongoing medical expenses
• Align premium to risk with greater accuracy
• Improve book of business