Stepwise Automated Rating System Overview

Power to handle the most complex rating formulas and factors

The system combines the flexibility and familiarity of spreadsheets with the security, robustness, and database functionality of an enterprise rating system—including the power to handle the most complex rating formulas and factors. By enabling users to maintain factor tables, formulas, and business rules, OptumInsight StepWise offers power, flexibility, rapid deployment, and ease of use.

StepWise is designed to …

• Save time and enhance accuracy by automating all aspects of prospect and renewal underwriting
• Manage your business more effectively with batch rating for blocks of business and with fully featured monitoring and management reporting
• Increase security by assigning users to roles—enabling each to see and do only what you authorize
• Realize operational efficiencies by integrating OptumInsight StepWise with other systems such as your sales/CRM system, your premium billing system, and your medical underwriting systems

Why OptumInsight StepWise?

Are you still using spreadsheets to produce rate quotes? Does your existing rating system struggle to keep up with your changing business needs? Would you like to monitor every aspect of your underwriting activity—easily? If so, then StepWise Automated Rating System is your flexible, rapidly deployable, easy-to-use solution.

StepWise allows you to…

• Use your existing rating methodology
• Underwrite all of your business
• Automate your underwriting